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81. Moving towards universal health coverage requires long -term progressive
realization of the right to health that engages work across many sectors at the local,
national, and international levels. The World Health Organization Consultative
Group on Equity and Universal Health Coverage has proposed a three -part strategy
for countries to progressively realize universal health coverage consistent with
equity principles and the right to health. This includes prioritizing the worst off,
expanding coverage to everyone and reducing out-of-pocket payments, all while
ensuring that disadvantaged groups are not left behind. 42
82. The right to health recognizes the importance of prioritizing investments in
primary and preventive care, which benefits a far larger sector of the population,
over expensive specialized health services, often accessible only to a small,
privileged fraction of the population. Investing in primary health ser vices prevents
illness and promotes mental and physical health, and in turn reduces the need for
specialized care.
Financial risk protection
83. In many countries, out-of-pocket payments, such as user fees and
co-payments, fees for treatment and indirect fees related to the costs of seeking
health care, such as transportation costs, create major barriers to health care.
84. Such costs often have a significant and disproportionate impact on the poor,
who pay a considerably larger portion of their total income on health. In turn, they
drive many households into poverty or deepen the poverty of those already poor.
Such fees could bar those without the means to pay from receiving needed care, as
well as discourage people from seeking care in the first place.
85. Private, out-of-pocket payments account for about 50 per cent of total health
expenditures in countries where more than 50 per cent of the population is living on
less than $2 per day. It is actually the poorest and most in need who suffer from
such payments. 43 Universal health coverage consistent with the right to health
requires establishing a financing system that is equitable and pays special attention
to the poor and others unable to pay for health-care services, such as children and
adolescents.
Moving past the biomedical model of health
86. States will not achieve Goal 3 without a robust commitment to addressing social
and psychosocial determinants of health, as well as inequalities in income, education,
living and working conditions and distribution of resources. Universal health coverage
must not be limited to biomedical interventions such as medicines and vaccines but
must equally include modern interventions that go beyond the biomedical model,
including psychosocial and other interventions that address structural and
environmental barriers to health. These interventions should be supported and funded
as effective and essential interventions, on par with biomedical interventions, and
should not be seen as a luxury available only to rich countries.
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WHO, Making Fair Choices on the Path to Universal Health Coverage: Final Report of the
WHO Consultative Group on Equity and Universal Health Coverage (Geneva, 2014).
ILO, Addressing the global health crisis: universal health protection policies , Social Protection
Policy Papers, No. 13 (Geneva, 2014).
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